Funding from $50,000 to $10 million
Secure substantial capital for high-impact projects and growth initiatives.
Smart & Strategic Business Capital
Long-Term Financing
Long-Term Financing
for Business Growth
Plan big and fund your future. Our long-term fund solutions offer the flexibility and support needed for larger business goals—on your timeline, your terms.
Business
Financing
LONG-TERM BUSINESS FUND
Empowering Ambitions
with Long-Term Capital
Flexible terms up to 10 years
Extended repayment options designed to suit your long-term plans.
Predictable monthly payments
Easily manage your cash flow with consistent monthly installments.
General Eligibility Criteria
U.S.-based operations
Your business must be registered and operating within the United States.
Minimum of 2 years in business
Established business history is essential for long-term fund qualification.
$500,000+ annual revenue
Consistent yearly deposits into your business account strengthen your application.
Business banking activity
Regular transactions through a business bank account are required.
Credit score of 700 or higher
A strong credit profile improves approval chances and fund terms.
Long-term business fund
Smart Funding
For Business Growth
Fund Amount Up to $10M
Time to Approval Up to 120 months
Funding Time 1-6 months
SIMPLE PROCESS
Get a Long-Term fund in 4 Easy Steps
Review your fund options risk-free without hurting your credit
STEP - 1
Start Online
Apply in Minutes
Click “Get Started” and fill out a brief application for your long-term fund.
STEP - 2
Provide Your Docs
To Continue
Have your business bank statements and a valid ID ready to complete the next step.
STEP - 3
Quick Review
As Fast As 4 Hours
Our team reviews your submission quickly—many get approved the same day.
STEP - 4
Receive Your Funds
Same-Day Disbursement
If approved, your funds can be transferred to your account within hours.
FAQ
Frequently Asked Questions
Get the insights you need about long-term small business Funds—courtesy of BIZNEX FUNDING.
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How do long-term business Funds work?These Funds provide a lump sum upfront, which is repaid in fixed monthly installments over several years. They're ideal for financing large-scale initiatives like expansion, hiring, or major equipment purchases.
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What makes long-term financing beneficial for business growth?Long-term Funds allow businesses to scale operations with manageable monthly payments, providing the runway needed to generate returns on strategic investments.
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Where can I obtain a long-term business Funds?You can apply through banks, credit unions, or online lenders. Online options tend to be quicker and more accessible, especially if your business doesn't meet traditional bank criteria.
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What can I use a long-term funds for?These funds are versatile. Use them for new locations, product launches, hiring staff, or upgrading equipment. Just be sure to review any restrictions set by your lender before committing.
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Is a long-term or short-term funds better for my business?Long-term funds suit projects with lasting impact, while short-term funds are better for quick, short-term needs. The best choice depends on your current goal and financial stability.
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How do I know if I qualify for a long-term business funds?Lenders evaluate factors like your credit score, cash flow, and business history. Meeting the basic requirements can get you an offer, but better qualifications often lead to better terms.
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Why is business expansion important?Expanding your business increases reach, revenue, and customer base. Growth often requires capital to scale infrastructure, hire staff, or launch into new markets—making long-term funds a smart investment.
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What are other ways to fund business growth?Besides long-term funds, options include SBA funds, equity financing, crowdfunding, and business lines of credit. Each comes with pros and cons—choose the one that aligns with your growth strategy and financial situation.
Ready to grow? We make financing simple.
Secure up to $600,000 in small business funding and take charge of your company’s future today.
