Fast & Reliable Equipment Funding

Equipment Financing
for Small Businesses

Upgrade or replace essential equipment without delay. Our streamlined equipment financing options help you secure the tools your business needs—quickly and efficiently.

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(838) 206-7179

Business
Financing

Smarter Equipment
Financing Options

Fast capital access

Receive funds quickly to purchase essential business equipment.

Lower credit score? No problem.

We offer solutions even if your credit score isn’t perfect.

Revenue-based remittances

Repay a portion of your daily sales—no fixed monthly payments.

Line of credit flexibility

Draw funds when needed and only pay interest on what you use.

Why Choose Us?

Custom financing options

Whether it’s an MCA or line of credit, find what fits your business best.

Minimal paperwork

Quick and easy application process with minimal documentation.

Support for growth

Use your funding to upgrade equipment and keep your business moving forward.

Pre-qualify in minutes

Check your eligibility quickly with no impact on your credit score.

GET STARTED

Simple Steps to Equipment Financing

Fast, straightforward, and designed to support your business growth

STEP - 1

Pre-Qualify Online
No Obligation

Click “Get Started” to check if you’re eligible for equipment financing without impacting your credit score.

STEP - 2

Fast Review
Approval in Hours

Our team will assess your application and present funding options—often within just a few hours.

STEP - 3

Receive Your Funds
Same-Day Deposit

Once approved, funds are deposited directly into your business account so you can purchase equipment right away.

Get Started Get Started

Thinking About Equipment Financing?

👍 Pros

✔ Helps you secure vital machinery without large upfront costs.
✔ Typically comes with competitive rates and flexible repayment terms.
✔ Easier approval as the equipment itself serves as collateral.
✔ Potential tax benefits by claiming deductions under Section 179.

👎 Cons

✖ Financing is limited to equipment purchases only.
✖ Missed payments can result in repossession of your machinery.
✖ Not ideal for items that become outdated quickly.
✖ Funds must be repaid on schedule based on agreed terms.

FAQ

Equipment Financing FAQs

Everything you need to know about small business equipment Funds—answered by BIZNEX FUNDING.

What types of business equipment can I finance?

Nearly any equipment necessary for running your business may qualify—such as construction machinery, kitchen appliances, office tech, farm tools, food trucks, and even vehicles used for operations.
Can I finance used equipment for my business?

Yes, financing used equipment is possible. However, approval depends on the lender’s assessment—newer equipment is generally preferred due to lower depreciation and better resale value in case of default.
What are the benefits of equipment Funds vs. leasing?

Equipment Funds grant ownership once fully repaid, offering long-term cost savings and potential tax advantages. Leasing, while more flexible for short-term needs, typically has no ownership benefit.
How hard is it to get approved for equipment financing?

It depends on your credit, revenue, and business health. A solid credit profile and clear business plan can simplify the process, with some lenders offering streamlined applications for qualified borrowers.
What documents are needed for equipment Funds approval?

You’ll typically need your business and personal credit scores, financial statements, tax returns, a business plan, and equipment details like condition, price, and expected lifespan.
What is the current interest rate for equipment financing?

Rates usually range from 6% to 12%, based on your creditworthiness, business profile, lender policies, and market conditions. Stronger businesses typically enjoy lower interest rates.
What is an equipment line of credit?

It's a revolving credit line you can draw from for equipment purchases. You only pay interest on the funds used, and it refills as you repay—ideal for businesses with ongoing or varied equipment needs.
When do I need to repay equipment Funds?

Repayment typically spans 1–7 years with fixed monthly payments. Terms vary by lender and Funds amount. Some plans allow for early payoff or refinancing options depending on your agreement.